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Meal Prep on a Budget: Your Weekly Planner for Cheaper Groceries | Save on Groceries

  • by Save On Groceries
  • Sep 28, 2025

The True Cost of Your Groceries: Beyond the Bill

 

The weekly grocery run is a universal part of Australian life, and for many, it has become a source of growing anxiety. The feeling of dread as the total flashes on the supermarket screen is a reality for households across the country as the cost of living continues to rise. According to recent data, the average Australian household spends a substantial amount on groceries, with weekly figures fluctuating between $209 and $301.1 Another report from the Living Healthy Report 2025 indicated that the average household's weekly grocery spend is approximately $242.2 While these figures show some variability, they consistently highlight that groceries represent one of the most significant and unavoidable expenses for families everywhere.

Yet, this weekly bill tells only part of the story. Beneath the surface of our shopping habits lies a hidden financial drain that is quietly costing Australians thousands of dollars each year. This problem is food waste. The statistics are nothing short of staggering: households are the single largest source of food waste in the country, throwing away an estimated $2,000 to $2,500 worth of food annually.3 A more recent report from Foodbank Australia places this figure even higher, estimating that the average Aussie household wastes a monumental $3,800 every year.4 To put that into perspective, this equates to throwing away one in every five bags of groceries we purchase.3

This wasteful habit is not merely an environmental concern; it is a direct contributor to the financial pressure felt by households. The food that ends up in the bin represents money that was already spent, with no nutritional or financial return. It is a loss that goes unrecorded on the grocery receipt but is a very real part of the cost of eating. This connection between a wasteful habit and a direct financial burden reveals an underlying truth: mastering food management is just as important as managing a budget.

The most effective and proven strategy to combat this dual problem is meal planning. It is a simple, proactive approach that transforms a household's relationship with food and money. By taking a small amount of time to plan, individuals and families can reduce stress, save time, improve their diet, and most importantly, unlock significant savings.1 The power of this strategy is best illustrated by a real-life success story: MyBudget clients Erin and Adam, who, by combining meal planning with other smart financial habits, managed to save a massive $70,000 for a house deposit.1 This demonstrates that the small, consistent savings from smart grocery management can accumulate into life-changing financial wins.

The following table provides a clear illustration of the problem and the potential for savings.

 

The Cost of Waste & The Power of Planning

Data

Average Australian Weekly Grocery Bill

~$242 (According to the Living Healthy Report 2025) 2

Annual Cost of Household Food Waste

~$3,800 (Enough to pay for half of a year's power bill) 3

Proportion of Wasted Food

1 in 5 bags of groceries purchased 3

Real-Life Savings Potential

MyBudget clients saved $70,000 for a house deposit 1

 


Your Ultimate 4-Step Meal Prep & Budgeting Blueprint

 

Meal planning is more than just a list of dinners; it is a system that works in the background to keep a household organised and in control of its finances.1 By breaking the process down into four manageable steps, anyone can transform their grocery habits and start saving.

 

Step 1: The Master Plan - Audit & Map Your Week

 

The foundation of any successful meal plan is a solid understanding of what is already available. The first step, before even thinking about shopping, is to "shop your pantry and freezer".1 This simple act is a critical first line of defence against food waste. By building meals around ingredients that are already on hand, families can save money, reduce clutter, and ensure that older ingredients are used before they spoil.3

Once the pantry has been audited, the next step is to create a weekly planner. This can be a simple spreadsheet, a whiteboard on the fridge, or a dedicated meal planning app. Having a visual map of the week’s meals eliminates the daily stress of deciding what to cook, which can often lead to expensive, last-minute takeaway orders.1 This deliberate act of planning combats decision fatigue, allowing families to feel organised and in control, rather than being rushed into poor choices.1 A well-structured plan is not just about saving money; it is about saving mental energy.

A key strategy for creating an effective plan is to select recipes that use similar, budget-friendly ingredients. This enables bulk purchasing, which is often cheaper, and ensures that no ingredients are left to waste.6 For example, a single batch of minced beef could be used to make a hearty shepherd's pie one night and then repurposed into a flavourful Mexican beef rice bake later in the week.6 This approach turns a single ingredient into a versatile base for multiple dishes, maximising value and minimising waste.

The following is a sample weekly planner that demonstrates how this strategy works in practice.

 

Day

Breakfast

Lunch

Dinner

Key Ingredient

Monday

Nutty Banana Porridge 11

Leftover Lentil Bake

Cheesy Lentil & Vegetable Bake 10

Lentils

Tuesday

Superfood Smoothie 11

Leftover Lentil Bake

One-Pot Chicken Pasta 10

Chicken

Wednesday

Eggs & Avocado on Toast 11

Leftover Chicken Pasta

Speedy White Bean Curry 10

Canned Beans

Thursday

Cereal with Fruit 11

Leftover Chicken Pasta

Mexican Beef Rice Bake 10

Beef Mince

Friday

Easy Boiled Eggs on Toast 11

Leftover Mexican Beef Bake

Lentil & Vegetable Soup (Big Batch) 11

Lentils

Saturday

Homemade Granola 11

Leftover Soup

Leftover Mexican Beef Bake

Beef Mince

Sunday

Simple Pancake Stack

Leftover Soup

Family Roast (with leftovers for later)

Roast Chicken/Beef

 

Step 2: The Smart Shop - Your Save on Groceries Secret Weapon

 

With a detailed meal plan and a corresponding grocery list in hand, the next step is to shop strategically. A shopping list is a powerful tool for maintaining discipline and avoiding the impulse buys that can sabotage a budget.1 The list defines what to buy, but a smart shopper needs to know where to buy it for the best price. This is where a digital tool like Save on Groceries becomes an indispensable part of the process.

The Save on Groceries platform transforms a simple shopping list into a strategic mission to find the cheapest ingredients. The app and website provide a quick and easy way to compare prices for products across all major Australian supermarkets, including Coles, Woolworths, IGA, and Aldi.12 The platform's real-time database of over one million products ensures that the prices are always up-to-date, so users can be confident they are finding the best value.12

Beyond simple price comparison, the Save on Groceries platform offers features that enhance a holistic saving strategy. It highlights exclusive deals, including items that are half-priced or have discounts of 40% or more.12 Furthermore, the platform's location-based features show users the nearest supermarkets to them, enabling efficient trip planning. This not only saves time but can also reduce hidden costs like petrol and transportation fares.12 By making it easy to see all of a week's savings in one place, the platform empowers users to make smarter choices without the need for multiple trips to different stores.

In addition to using price comparison tools, smart shoppers can employ several other strategies:

  • Shop seasonal produce: Fruits and vegetables that are in season are often fresher, more abundant, and therefore more affordable.1
  • Swap to supermarket home brands: These products are often the same quality as name brands but come with a significantly lower price tag.1
  • Buy "ugly" fruit and vegetables: These are just as nutritious as their perfect-looking counterparts but are frequently sold at a discount.14
  • Eat before you shop: Going to the supermarket on a full stomach is a simple, effective way to reduce the temptation of impulse purchases.1

 

Step 3: The Prep Power Hour - Cook Once, Eat All Week

 

Once the shopping is done, the next step is the "prep power hour." This is the dedicated time, often on a Sunday, to prepare food for the week ahead. The benefits of this step are enormous: it is a more energy-efficient way to cook, it reduces the amount of time spent cleaning dishes, and it ensures that healthy, home-cooked meals are always ready to go on busy weeknights.6

Meal prepping can be approached in two primary ways:

  • Batch Cooking: This involves cooking entire meals, such as a large pot of curry or a tray of lasagne, and portioning them out into individual containers.6 This method is a fantastic starting point for beginners as it is straightforward and guarantees a few days' worth of ready-made meals.1
  • Ingredient Prep: This more advanced technique involves cooking key components—such as a large batch of rice or quinoa, shredded chicken, or roasted vegetables—that can be mixed and matched to create different meals throughout the week.6 This approach offers greater variety and flexibility while still saving significant time on daily cooking.

For those just starting, it is recommended to begin with a small goal, such as prepping 3-4 dinners a week, to avoid feeling overwhelmed.1 Utilizing kitchen shortcuts, like a slow cooker or one-pot recipes, can make the process even simpler.9 Another key tip is to pre-chop all vegetables and wash salad greens immediately after shopping to ensure they are ready to be used during the week.6

Here are some excellent, budget-friendly meal prep recipe ideas:

  • Cheesy Lentil & Vegetable Bake: A hearty vegetarian dish that uses inexpensive lentils as its protein base.10
  • One-Pot Chicken Pasta: A simple, one-pan meal that minimises cleanup and uses affordable chicken thigh fillets.10
  • Zucchini Slice: A simple and affordable meal that uses minimal ingredients, making it ideal for a quick lunch or dinner.15
  • Lentil & Vegetable Soup: A batch-friendly recipe using inexpensive lentils, stock, and vegetables.11
  • Mexican Bean Bake: A flavourful bake that uses budget-friendly ground beef and stretches it further with beans and rice.10

For more inspiration, consider visiting the preventivehealth.sa.gov.au website, which offers a collection of accredited dietitian-approved recipes.19

 

Step 4: The Storage & Saving System - Zero Waste, Max Savings

 

The final and most crucial step in the meal planning process is proper storage. Inadequate food storage is a major cause of the financial and environmental waste problem highlighted earlier.7 By taking a moment to store food correctly, families can protect their investment and ensure that every prepped meal is safe and delicious.

The right containers are a key part of this strategy. Airtight, reusable containers, preferably made of glass or stainless steel, are ideal as they are durable and safe for both freezing and reheating.8 A simple but important tip is to let food cool completely before sealing it in a container, as this prevents condensation and sogginess.20 It is also helpful to understand the difference between a "use-by date," which indicates when food is no longer safe to eat, and a "best-before date," which is merely a suggestion for peak quality.14

Mastering the freezer is another powerful skill for a budget-conscious household. Foods like soups, curries, stews, minced meat, and sauces all freeze exceptionally well.8 For long-term storage, it is essential to label and date all containers to keep track of what is in the freezer and when it needs to be used by.8

The following guide provides a clear overview of the typical storage lifespans for various prepped foods.

 

Food Item

Refrigeration (Airtight Container)

Freezing (Airtight Container)

Cooked Ground Beef/Poultry

1-2 days 8

3-6 months 8

Cooked Meats/Fish/Poultry

3-4 days 8

3-6 months 8

Cooked Soups & Stews

3-4 days 8

2-3 months 8

Cooked Beans/Legumes

5 days 8

2-3 months 8

Hard-Boiled Eggs

1 week 8

Not Recommended

Chopped Vegetables

Up to 1 week 8

8-12 months (if blanched) 8

Cooked Grains (Rice, Quinoa)

3-4 days 9

3-4 months 17

Sauces (Tomato, Pesto)

3-5 days

3-6 months 9

 


The Takeaway: Your Future is Full of Savings

 

Meal planning on a budget is not a restrictive chore; it is an empowering journey that puts families back in control of their finances and their well-being. By following this simple, four-step blueprint—Plan, Shop, Prep, and Store—anyone can start seeing a tangible difference in their weekly budget. The journey begins with a small shift in mindset, from reactive shopping to proactive planning.

The small, consistent savings achieved each week have the power to accumulate into substantial financial progress over time. The money saved on food waste and impulse purchases can be redirected towards bigger, more aspirational goals, such as a holiday or even a house deposit, as proven by real-life examples.1 This strategy is an investment in a more organised, less stressful, and financially secure future.

To get started on this journey, the first step is to visit the Save on Groceries website. Use the price comparison tool to find the cheapest ingredients for this week's meals and watch the savings add up.

 

Frequently Asked Questions

 

Q1: How much money can I really save with meal planning?

A: The potential for savings is significant. By reducing food waste, which costs the average Australian household up to $3,800 annually, and avoiding expensive takeaway meals, weekly savings can be substantial.1 When combined with smart shopping habits and a long-term financial plan, these small weekly wins can lead to major financial achievements, as demonstrated by one couple who saved $70,000 for a house deposit.1

Q2: Will I get bored eating the same thing all week?

A: This is a common concern. The boredom factor can be easily mitigated by using the "ingredient prep" method, where different meals are assembled from a variety of pre-cooked components. For example, a batch of roasted chicken could be used in a salad one night and in tacos the next.9 Simple additions like different sauces, spices, or fresh herbs can also completely change a meal's flavour profile.

Q3: How long will my prepped meals last?

A: The safe storage time for prepped meals varies depending on the food type and storage method. As a general guide, most cooked meals will last for three to four days in an airtight container in the fridge.8 Soups, stews, and other sauces can often last for two to three months in the freezer.8 Referring to the Storage Lifespan Guide provided in this article can help ensure food remains safe and fresh.

Q4: Is it really cheaper to cook at home than to buy takeaway?

A: Yes, unequivocally. Cooking at home is significantly cheaper than regular takeaway or eating out, even with the rising cost of groceries.1 Meal planning helps families budget for their groceries and avoid the last-minute decisions that lead to expensive, unplanned takeaway purchases.

Q5: How does Save on Groceries help me with my meal plan?

A: The Save on Groceries platform is the perfect companion to a meal planning routine. After creating your weekly meal plan, you can use the platform to quickly compare the prices of all the ingredients on your shopping list. This ensures you buy from the supermarket offering the best value, allowing you to save money without compromising on the quality or quantity of your food.12 The platform's real-time deals section is also a fantastic way to find new, budget-friendly meal ideas.

References

  1. Meal planning to save money on groceries | MyBudget Australia, accessed September 23, 2025, https://www.mybudget.com.au/blog/savings-tips/meal-planning-to-save-money/
  2. Eating well on a budget: How Aussie families can reduce their grocery costs and improve their health - Health and Wellbeing Queensland, accessed September 23, 2025, https://hw.qld.gov.au/blog/eating-well-on-a-budget-how-aussie-families-can-reduce-their-grocery-costs-and-improve-their-health-and-wellbeing/
  3. AFCCC - Australian Food Cold Chain Council, accessed September 23, 2025, https://afccc.org.au/community.html
  4. Food Waste Facts | Foodbank Australia, accessed September 23, 2025, https://www.foodbank.org.au/food-waste-facts-in-australia/
  5. Meal planning | Eat For Health, accessed September 23, 2025, https://www.eatforhealth.gov.au/eating-well/tips-eating-well/meal-planning
  6. Once-a-Week Budget Meal Prep - Use All 3 Methods to Save - Frugal and Thriving, accessed September 23, 2025, https://www.frugalandthriving.com.au/meal-prepping-guide/
  7. How to Reduce Food Waste | City of Monash, accessed September 23, 2025, https://www.monash.vic.gov.au/Waste-Sustainability/Living-Sustainably/Reducing-Food-Waste
  8. Meal Prep Guide - The Nutrition Source, accessed September 23, 2025, https://nutritionsource.hsph.harvard.edu/meal-prep/
  9. Meal Prep 101 [Quick Guide] - Honest to Goodness, accessed September 23, 2025, https://www.goodness.com.au/blog/meal-prep-101-quick-guide/
  10. 10 Economical Meals for Your Family: Speedy Budget-Friendly Dinners - Nourish'd, accessed September 23, 2025, https://nourishd.com.au/blogs/blog/economical-meals-for-family
  11. Healthy Eating on a Budget 7 Day Meal Plan - Australian Eggs, accessed September 23, 2025, https://www.australianeggs.org.au/nutrition/meal-plans/budget-healthy-eating
  12. Save On Groceries | Australia's #1 Supermarket Price Comparison ..., accessed September 23, 2025, https://www.saveongroceries.com.au/
  13. Maximise Your Food Budget By Cooking In Bulk | Savings Room, accessed September 23, 2025, https://savingsroom.com.au/maximise-your-food-budget-by-cooking-in-bulk/
  14. Reduce Food Waste Tips For You - Foodbank, accessed September 23, 2025, https://www.foodbank.org.au/reduce-food-waste/
  15. 21 meal prep ideas to make now and enjoy later | Woolworths, accessed September 23, 2025, https://www.woolworths.com.au/shop/articles/meal-prep-ideas-to-enjoy-later
  16. How to Meal Prep for the Week - The Girl on Bloor, accessed September 23, 2025, https://thegirlonbloor.com/how-to-meal-prep-my-weekly-meal-prep-routine/
  17. The Ultimate Guide to Meal Prepping - Plan to Eat, accessed September 23, 2025, https://www.plantoeat.com/blog/2023/01/the-ultimate-guide-to-meal-prepping/
  18. Beginners Guide to Meal Prep – Move With Us, accessed September 23, 2025, https://movewithus.com.au/blogs/nutrition/beginners-guide-to-meal-prep
  19. Budget friendly recipes - Preventive Health SA, accessed September 23, 2025, https://www.preventivehealth.sa.gov.au/healthy-living/being-active-healthy/eating-well/budget-friendly-recipes
  20. Frequently Asked Questions about Meal-Prep And Dinner Plan Weekly - Asheville Mountain Kitchen, accessed September 23, 2025, https://ashevillemountainkitchen.com/wp-content/uploads/2021/09/Frequently-Asked-Questions-About-Meal-Prep-And-Dinner-Plan-Weekly.pdf